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Don’t Let the Costs of Future Care Get the Best of YouHere’s something unpleasant you need to know: Medicare generally doesn’t cover the costs of long-term care, and that’s expensive. Really expensive. How much depends on the health risks you face as well as where you live, but it could run into the hundreds of thousands of dollars or more, considering that a private room in a nursing home costs over $8,000 per month on average. Even a less intensive service like adult day care bears the heavy price tag of $1,500.There’s really only one thing to do: plan accordingly. That requires understanding your...

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